SC Ultimate

Name: SC Ultimate
Brand: Standard Chartered
Price: 5000 INR

Flat 3.3% — 5 RP/₹150 with ₹1/pt redemptions, simplest premium math in the market.

Super premium

shopping offline

dining

international

Annual fee

₹5,000/yr

Joining fee

₹5,000

Forex markup

3.5%

Reward value

₹0.25/pt

SC Reward Points

Earns SC Reward Points (points) · 1 unit ≈ ₹0.25 · expires in 36 months

Fuel excluded

Fuel

Excluded

Insurance capped

Insurancecap ₹5K/month

5 pts / ₹150 ≈ 0.8%

Base 5 RP / ₹150 (₹1/pt)

5 pts / ₹150 ≈ 0.8%