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SC Smart — fees, rewards & benefits · CardCopilot

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Standard CharteredEntry

SC Smart

•••• •••• ••••Visa

Standard Chartered

SC Smart

2% online / 1% offline cashback with a tiny fee — clean starter maths.

Entry

shopping online

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Annual fee

₹499/yr

Waived @ ₹1.2L spend

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Joining fee

₹499

Forex markup

3.5%

Reward value

₹1/pt

SC Cashback

Earns SC Cashback (cashback) · 1 unit ≈ ₹1.00 · never expires

Fuel excluded

Fuel

Excluded

2% online

onlinecap ₹1K/month

2% back

1% offline

cap ₹500/month

1% back

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