P&SB Rewards Privilege

Name: P&SB Rewards Privilege
Brand: Punjab & Sind Bank
Price: 4700 INR

Points-based rewards accelerated on dining and shopping.

Premium

shopping offline

dining

Annual fee

₹4,700/yr

Waived @ ₹4.53L spend

Joining fee

₹4,700

Forex markup

3.5%

Reward value

₹0.25/pt

P&SB Reward Points

Earns P&SB Reward Points (points) · 1 unit ≈ ₹0.25 · expires in 24 months

Fuel excluded

Fuel

Excluded

7x on dining & shopping

Diningcap ₹3K/month

5 pts / ₹150 ≈ 0.8%

Base 2 pts / ₹150

2 pts / ₹150 ≈ 0.3%

Milestones

₹4L annual milestone

Spend ₹4L / year

₹5K value