Paytm Rewards Advantage

Name: Paytm Rewards Advantage
Brand: Paytm (SBI/HDFC)
Price: 500 INR

Points-based rewards accelerated on dining and shopping.

Entry

shopping offline

dining

Annual fee

₹500/yr

Waived @ ₹93K spend

Joining fee

Free

Forex markup

3.5%

Reward value

₹0.25/pt

Paytm Reward Points

Earns Paytm Reward Points (points) · 1 unit ≈ ₹0.25 · expires in 24 months

Fuel excluded

Fuel

Excluded

9x on dining & shopping

Diningcap ₹3K/month

7 pts / ₹150 ≈ 1.2%

Base 2 pts / ₹150

2 pts / ₹150 ≈ 0.3%