OneCard

Name: OneCard
Brand: OneCard (FPL)

LTF metal card — 5x points on your top-2 spend categories each month, app-first UX.

Mid

UPI

shopping online

groceries

Annual fee

Free

Joining fee

Free

Forex markup

3.5%

Reward value

₹0.1/pt

OneCard Reward Points

Earns OneCard Reward Points (points) · 1 unit ≈ ₹0.10 · never expires

Fuel excluded

Fuel

Excluded

Rent excluded

Rent

Excluded

5x top-2 categories (auto)

Groceries

5 pts / ₹100 ≈ 0.5%

5x dining (example top cat)

Dining

5 pts / ₹100 ≈ 0.5%

Base 1 RP / ₹100

1 pts / ₹100 ≈ 0.1%