Kotak Zen Signature

Name: Kotak Zen Signature
Brand: Kotak Mahindra Bank
Price: 1500 INR

10 ZenPoints/₹150 on shopping categories, decent milestone ladder.

Mid

shopping offline

fashion

Annual fee

₹1,500/yr

Waived @ ₹1.5L spend

Joining fee

₹1,500

Forex markup

3.5%

Reward value

₹0.2/pt

Kotak Reward Points

Earns Kotak Reward Points (points) · 1 unit ≈ ₹0.20 · expires in 24 months

Fuel excluded

Fuel

Excluded

10x shopping

Offline shoppingcap ₹4K/month

10 pts / ₹150 ≈ 1.3%

Base 5 ZP / ₹150

5 pts / ₹150 ≈ 0.7%

Milestones

₹1.5L annual: 3,000 points

Spend ₹1.5L / year

₹600 value