Kotak UPI RuPay Plus

Name: Kotak UPI RuPay Plus
Brand: Kotak Mahindra Bank
Price: 1500 INR

RuPay card with UPI payments and everyday category rewards.

Mid

Co-brand · RuPay

UPI

upi

groceries

Annual fee

₹1,500/yr

Waived @ ₹1.29L spend

Joining fee

₹1,500

Forex markup

3.5%

Reward value

₹0.2/pt

Kotak Reward Points

Earns Kotak Reward Points (points) · 1 unit ≈ ₹0.20 · expires in 24 months

Fuel excluded

Fuel

Excluded

1% on UPI spends

upicap ₹500/month

1% back

2% on groceries

Groceriescap ₹500/month

3% back

1% base

1% back