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Kotak Premium Vaulted — fees, rewards & benefits · CardCopilot

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Kotak Mahindra BankUltra

Kotak Premium Vaulted

•••• •••• ••••Mastercard

Kotak Mahindra Bank

Kotak Premium Vaulted

Name: Kotak Premium Vaulted
Brand: Kotak Mahindra Bank
Price: 42100 INR

Super-premium card with portal accelerators and unlimited lounges.

Ultra

UPI

travel flights

dining

international

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Annual fee

₹42,100/yr

Waived @ ₹40.31L spend

Joining fee

₹42,100

Forex markup

2.0%

Reward value

₹0.2/pt

Kotak Reward Points

Earns Kotak Reward Points (points) · 1 unit ≈ ₹0.20 · expires in 24 months

Fuel excluded

Fuel

Excluded

Rent excluded

Rent

Excluded

Wallet loads excluded

Wallet loads

Excluded

10x on partner portal

Gift vouchersvia Rewards Portalcap ₹15K/month

40 pts / ₹150 ≈ 5.3%

Base 4 pts / ₹150

5 pts / ₹150 ≈ 0.7%

Milestones

₹8L annual milestone

Spend ₹8L / year

₹10K value

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