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Kotak Premium Diamond — fees, rewards & benefits · CardCopilot

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Kotak Mahindra BankSuper premium

Kotak Premium Diamond

•••• •••• ••••Visa

Kotak Mahindra Bank

Kotak Premium Diamond

Name: Kotak Premium Diamond
Brand: Kotak Mahindra Bank
Price: 8200 INR

Super-premium card with portal accelerators and unlimited lounges.

Super premium

UPI

travel flights

dining

international

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Annual fee

₹8,200/yr

Waived @ ₹9.17L spend

Joining fee

₹8,200

Forex markup

2.5%

Reward value

₹0.2/pt

Kotak Reward Points

Earns Kotak Reward Points (points) · 1 unit ≈ ₹0.20 · expires in 24 months

Fuel excluded

Fuel

Excluded

Rent excluded

Rent

Excluded

Wallet loads excluded

Wallet loads

Excluded

10x on partner portal

Gift vouchersvia Rewards Portalcap ₹15K/month

40 pts / ₹150 ≈ 5.3%

Base 6 pts / ₹150

5 pts / ₹150 ≈ 0.7%

Milestones

₹4L annual milestone

Spend ₹4L / year

₹5K value

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