Kotak Lifestyle Reserve

Name: Kotak Lifestyle Reserve
Brand: Kotak Mahindra Bank
Price: 6200 INR

Lifestyle premium card spanning movies, golf and dining.

Super premium

entertainment

dining

shopping offline

Annual fee

₹6,200/yr

Waived @ ₹9.88L spend

Joining fee

₹6,200

Forex markup

2.5%

Reward value

₹0.2/pt

Kotak Reward Points

Earns Kotak Reward Points (points) · 1 unit ≈ ₹0.20 · expires in 24 months

Fuel excluded

Fuel

Excluded

5x on lifestyle

Movies & eventscap ₹5K/month

9 pts / ₹100 ≈ 1.8%

Base 3 pts / ₹100

3 pts / ₹100 ≈ 0.6%

Milestones

₹4L annual milestone

Spend ₹4L / year

₹5K value