Kotak Lifestyle Elite

Name: Kotak Lifestyle Elite
Brand: Kotak Mahindra Bank
Price: 4200 INR

Lifestyle premium card spanning movies, golf and dining.

Premium

entertainment

dining

shopping offline

Annual fee

₹4,200/yr

Waived @ ₹4.87L spend

Joining fee

₹4,200

Forex markup

3.5%

Reward value

₹0.2/pt

Kotak Reward Points

Earns Kotak Reward Points (points) · 1 unit ≈ ₹0.20 · expires in 24 months

Fuel excluded

Fuel

Excluded

9x on lifestyle

Movies & eventscap ₹5K/month

6 pts / ₹100 ≈ 1.2%

Base 3 pts / ₹100

3 pts / ₹100 ≈ 0.6%

Milestones

₹4L annual milestone

Spend ₹4L / year

₹5K value