Kotak Business Regalia

Name: Kotak Business Regalia
Brand: Kotak Mahindra Bank
Price: 3200 INR

Business card rewarding operational and utility spends.

Premium

Co-brand · Business

business

utilities

Annual fee

₹3,200/yr

Waived @ ₹4.92L spend

Joining fee

₹3,200

Forex markup

3.5%

Reward value

₹0.2/pt

Kotak Reward Points

Earns Kotak Reward Points (points) · 1 unit ≈ ₹0.20 · expires in 24 months

4x on business spends

Business spends

2 pts / ₹100 ≈ 0.4%

2% on utilities

Utilitiescap ₹2K/month

1% back

Base 1 pt / ₹100

1 pts / ₹100 ≈ 0.2%

Milestones

₹4L annual milestone

Spend ₹4L / year

₹5K value