J&K Rewards Elite

Name: J&K Rewards Elite
Brand: J&K Bank
Price: 2500 INR

Points-based rewards accelerated on dining and shopping.

Premium

shopping offline

dining

Annual fee

₹2,500/yr

Waived @ ₹2.86L spend

Joining fee

₹2,500

Forex markup

3.5%

Reward value

₹0.25/pt

J&K Reward Points

Earns J&K Reward Points (points) · 1 unit ≈ ₹0.25 · expires in 24 months

Fuel excluded

Fuel

Excluded

4x on dining & shopping

Diningcap ₹3K/month

2 pts / ₹150 ≈ 0.3%

Base 2 pts / ₹150

2 pts / ₹150 ≈ 0.3%

Milestones

₹4L annual milestone

Spend ₹4L / year

₹5K value