CardCopilot

INITWaking the reward engineSYNCReading every earn rate and capVALUEPricing points into rupeesMATCHLining up your best swipe

Starting the CardCopilot reward engine, please wait

Loading cards…

IOB Travel Regalia — fees, rewards & benefits · CardCopilot

CardCopilot

Best cards Find my card Calculator Dream Goals

All cards

Indian Overseas BankPremium

IOB Travel Regalia

•••• •••• ••••Visa

Indian Overseas Bank

IOB Travel Regalia

Name: IOB Travel Regalia
Brand: Indian Overseas Bank
Price: 3500 INR

Travel card with accelerated flight/hotel earn and lounge access.

Premium

UPI

travel flights

travel hotels

CardCopilot

Reward intelligence for Indian credit cards. Every figure computed, never guessed.

PRISM online

Weekly card intelligence

New launches, devaluations worth acting on, and transfer bonuses while they're live.

Email address

Free. Unsubscribe in one click. We never sell your address.

Explore

Best cards
Find a card
Calculator
Card explorer
Dream Goals

PRISM

Ask PRISM
How it works
Guides

Company

About
Blog

Annual fee

₹3,500/yr

Waived @ ₹2.93L spend

Joining fee

₹3,500

Forex markup

3.5%

Reward value

₹0.25/pt

IOB Reward Points

Earns IOB Reward Points (points) · 1 unit ≈ ₹0.25 · expires in 24 months

Fuel excluded

Fuel

Excluded

Rent excluded

Rent

Excluded

6x on travel

Flightscap ₹10K/month

7 pts / ₹100 ≈ 1.8%

7x on hotels

Hotelscap ₹10K/month

4 pts / ₹100 ≈ 1.0%

Base 2 pts / ₹100

2 pts / ₹100 ≈ 0.5%

Milestones

₹4L annual milestone

Spend ₹4L / year

₹5K value

Privacy Terms