IDFC UPI RuPay Classic

Name: IDFC UPI RuPay Classic
Brand: IDFC FIRST Bank
Price: 900 INR

RuPay card with UPI payments and everyday category rewards.

Entry

Co-brand · RuPay

UPI

upi

groceries

Annual fee

₹900/yr

Waived @ ₹83.3K spend

Joining fee

Free

Forex markup

3.5%

Reward value

₹0.25/pt

IDFC FIRST Reward Points

Earns IDFC FIRST Reward Points (points) · 1 unit ≈ ₹0.25 · never expires

Fuel excluded

Fuel

Excluded

1% on UPI spends

upicap ₹500/month

2% back

4% on groceries

Groceriescap ₹500/month

4% back

1% base

1% back