IDFC FIRST Wealth

Name: IDFC FIRST Wealth
Brand: IDFC FIRST Bank

Free premium — 10x past ₹20k/month, airport lounge & spa, 2 forex-friendly 1.5% markup.

Premium

international

shopping online

Annual fee

Free

Joining fee

Free

Forex markup

3.5%

Reward value

₹0.25/pt

IDFC FIRST Reward Points

Earns IDFC FIRST Reward Points (points) · 1 unit ≈ ₹0.25 · never expires

Fuel excluded

Fuel

Excluded

10x above ₹20k monthly

10 pts / ₹150 ≈ 1.7%

3x below threshold

3 pts / ₹150 ≈ 0.5%