IDFC FIRST Select

Name: IDFC FIRST Select
Brand: IDFC FIRST Bank

LTF with 10x above ₹20k monthly spends, never-expiring points, low-interest APR.

Mid

shopping online

dining

Annual fee

Free

Joining fee

Free

Forex markup

3.5%

Reward value

₹0.25/pt

IDFC FIRST Reward Points

Earns IDFC FIRST Reward Points (points) · 1 unit ≈ ₹0.25 · never expires

Fuel excluded

Fuel

Excluded

Rent 1x reduced

Rent

1 pts / ₹150 ≈ 0.2%

10x above ₹20k monthly

10 pts / ₹150 ≈ 1.7%

3x online below threshold

online

3 pts / ₹150 ≈ 0.5%

Base 1 RP / ₹150

1 pts / ₹150 ≈ 0.2%