IDFC FIRST Millennia

Name: IDFC FIRST Millennia
Brand: IDFC FIRST Bank

LTF entry card with the same 10x-past-₹20k engine and never-expiring points.

Entry

UPI

upi

shopping online

Annual fee

Free

Joining fee

Free

Forex markup

3.5%

Reward value

₹0.25/pt

IDFC FIRST Reward Points

Earns IDFC FIRST Reward Points (points) · 1 unit ≈ ₹0.25 · never expires

Fuel excluded

Fuel

Excluded

10x above ₹20k monthly

10 pts / ₹150 ≈ 1.7%

Base 1 RP / ₹150

1 pts / ₹150 ≈ 0.2%