HDFC MoneyBack+

Name: HDFC MoneyBack+
Brand: HDFC Bank
Price: 500 INR

Entry cashback card — 10x CashPoints on Amazon, BigBasket, Flipkart, Swiggy; 2/₹150 base.

Entry

UPI

shopping online

groceries

Annual fee

₹500/yr

Waived @ ₹50K spend

Joining fee

₹500

Forex markup

3.5%

Reward value

₹0.25/pt

HDFC CashPoints

Earns HDFC CashPoints (cashback) · 1 unit ≈ ₹0.25 · expires in 24 months

Fuel excluded

Fuel

Excluded

Rent excluded

Rent

Excluded

10x partner brands

cap ₹2.5K/month

20 pts / ₹150 ≈ 3.3%

Base 2 CP / ₹150

2 pts / ₹150 ≈ 0.3%

Milestones

₹50k quarterly: 500 CP

Spend ₹50K / quarter

₹125 value