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HDFC Millennia — fees, rewards & benefits · CardCopilot

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HDFC BankMid

HDFC Millennia

•••• •••• ••••Visa · Mastercard

HDFC Bank

HDFC Millennia

Name: HDFC Millennia
Brand: HDFC Bank
Price: 1000 INR

The millennial default — 5% cashback on Amazon, Flipkart, Swiggy, Zomato, Myntra & more.

Mid

shopping online

food delivery

quick commerce

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Annual fee

₹1,000/yr

Waived @ ₹1L spend

Joining fee

₹1,000

Forex markup

3.5%

Reward value

₹0.25/pt

HDFC CashPoints

Earns HDFC CashPoints (cashback) · 1 unit ≈ ₹0.25 · expires in 24 months

Fuel excluded

Fuel

Excluded

Rent excluded

Rent

Excluded

Government excluded

Government & tax

Excluded

5% on partner brands

cap ₹1K/month

5% back

1% base cashback

cap ₹1K/month

1% back

Milestones

₹1L quarterly voucher

Spend ₹1L / quarter

₹1K value

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