HDFC Freedom

Name: HDFC Freedom
Brand: HDFC Bank
Price: 500 INR

Starter card with 10x CashPoints on Big Basket, BookMyShow, OYO, Swiggy & Uber.

Entry

UPI

entertainment

food delivery

Annual fee

₹500/yr

Waived @ ₹50K spend

Joining fee

₹500

Forex markup

3.5%

Reward value

₹0.25/pt

HDFC CashPoints

Earns HDFC CashPoints (cashback) · 1 unit ≈ ₹0.25 · expires in 24 months

Fuel excluded

Fuel

Excluded

10x partner brands

cap ₹2.5K/month

10 pts / ₹150 ≈ 1.7%

Base 1 CP / ₹150

1 pts / ₹150 ≈ 0.2%