HDFC Business Privilege

Name: HDFC Business Privilege
Brand: HDFC Bank
Price: 3800 INR

Business card rewarding operational and utility spends.

Premium

Co-brand · Business

UPI

business

utilities

Annual fee

₹3,800/yr

Waived @ ₹3.92L spend

Joining fee

₹3,800

Forex markup

3.5%

Reward value

₹0.25/pt

HDFC Reward Points

Earns HDFC Reward Points (points) · 1 unit ≈ ₹0.25 · expires in 24 months

3x on business spends

Business spends

3 pts / ₹100 ≈ 0.8%

2% on utilities

Utilitiescap ₹2K/month

1% back

Base 1 pt / ₹100

1 pts / ₹100 ≈ 0.3%

Milestones

₹4L annual milestone

Spend ₹4L / year

₹5K value