BOI Rewards Classic

Name: BOI Rewards Classic
Brand: Bank of India
Price: 200 INR

Points-based rewards accelerated on dining and shopping.

Entry

shopping offline

dining

Annual fee

₹200/yr

Waived @ ₹30.5K spend

Joining fee

Free

Forex markup

3.5%

Reward value

₹0.25/pt

BOI Reward Points

Earns BOI Reward Points (points) · 1 unit ≈ ₹0.25 · expires in 24 months

Fuel excluded

Fuel

Excluded

5x on dining & shopping

Diningcap ₹3K/month

4 pts / ₹150 ≈ 0.7%

Base 2 pts / ₹150

2 pts / ₹150 ≈ 0.3%