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BoB Eterna — fees, rewards & benefits · CardCopilot

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Bank of BarodaPremium

BoB Eterna

•••• •••• ••••Visa

Bank of Baroda

BoB Eterna

Name: BoB Eterna
Brand: Bank of Baroda
Price: 2499 INR

3.75% on travel/dining/online (15 RP/₹100), FitPass Pro, strong PSU-bank premium.

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travel flights

dining

shopping online

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Annual fee

₹2,499/yr

Waived @ ₹2.5L spend

Joining fee

₹2,499

Forex markup

3.5%

Reward value

₹0.25/pt

BoB Reward Points

Earns BoB Reward Points (points) · 1 unit ≈ ₹0.25 · expires in 36 months

Fuel excluded

Fuel

Excluded

15 RP/₹100 travel/dining/online

Flightscap ₹5K/month

15 pts / ₹100 ≈ 3.8%

15 RP/₹100 dining

Diningcap ₹5K/month

15 pts / ₹100 ≈ 3.8%

15 RP/₹100 online

onlinecap ₹5K/month

15 pts / ₹100 ≈ 3.8%

Base 3 RP / ₹100

3 pts / ₹100 ≈ 0.8%

Milestones

₹4L annual: 40,000 RP

Spend ₹4L / year

₹10K value

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