Amex SmartEarn

Name: Amex SmartEarn
Brand: American Express
Price: 495 INR

Entry Amex — 10x MR on Flipkart/Uber/Zomato, 5x on Amazon, gateway to MR ecosystem.

Entry

shopping online

cab rides

Annual fee

₹495/yr

Waived @ ₹40K spend

Joining fee

₹495

Forex markup

3.5%

Reward value

₹0.25/pt

Membership Rewards Points

Earns Membership Rewards Points (points) · 1 unit ≈ ₹0.25 · never expires

Fuel excluded

Fuel

Excluded

10x Flipkart/Uber/Zomato

cap ₹500/month

10 pts / ₹50 ≈ 5.0%

5x Amazon

cap ₹500/month

5 pts / ₹50 ≈ 2.5%

Base 1 MR / ₹50

1 pts / ₹50 ≈ 0.5%